LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER INPSYCHICS, CONNECTMEDIA, LLC., NOR ANY OF ITS OR THEIR AFFILIATES (INCLUDING PARENT OR SUBSIDIARY COMPANIES), WILL BE LIABLE TO YOU FOR ANY LOSS OR DAMAGES, EITHER ACTUAL OR CONSEQUENTIAL, ARISING OUT OF OR RELATING TO THESE TERMS, OR TO YOUR (OR ANY THIRD PARTY'S) USE OR INABILITY TO USE THIS SITE, OR TO YOUR RELIANCE UPON ANY INFORMATION. IN PARTICULAR, INPSYCHICS AND ITS AFFILIATED ENTITIES WILL HAVE NO LIABILITY FOR ANY CONSEQUENTIAL, DIRECT, INDIRECT, PUNITIVE, SPECIAL OR INCIDENTAL DAMAGES, WHETHER FORESEEABLE OR UNFORSEEABLE, (INCLUDING, BUT NOT LIMITED TO, CLAIMS FOR DEFAMATION, ERRORS, LOSS OF DATA, OR INTERRUPTION IN AVAILABILITY OF DATA), ARISING OUT OF OR RELATING TO THESE TERMS, YOUR USE OR INABILITY TO USE THIS SITE, OR TO YOUR RELIANCE UPON ANY INFORMATION, WHETHER BASED IN VERBAL AGREEMENT, CONTRACT, TORT, STATUTORY OR OTHER LAW, EXCEPT ONLY IN THE CASE OF DEATH OR PERSONAL INJURY WHERE, AND ONLY TO THE EXTENT, THAT APPLICABLE LAW REQUIRES SUCH LIABILITY. THE REMEDIES PROVIDED FOR UNDER THESE TERMS ARE EXCLUSIVE AND ARE LIMITED TO THOSE EXPRESSLY PROVIDED FOR IN THESE TERMS.
DISCLAIMER—NO PROFESSIONAL ADVICE
INFORMATION PROVIDED THROUGH OUR SERVICES, ON THE WEB SITE AND IN INPSYCHICS MATERIALS, INCLUDING BUT NOT LIMITED TO THE INFORMATION PROVIDED IN HOROSCOPES, TELEPHONE, E-MAIL OR WEB- BASED CONSULTATIONS, AS WELL AS THE TEXT, GRAPHICS, IMAGES, AND TOOLS POSTED ON VARIOUS PAGES, IS FOR ENTERTAINMENT PURPOSES ONLY. INFORMATION PROVIDED THROUGH INPSYCHICS IS NOT INTENDED TO BE A SUBSTITUTE FOR ANY PROFESSIONAL ADVICE, INCLUDING BUT NOT LIMITED TO (A) PROFESSIONAL MEDICAL ADVICE, DIAGNOSIS, OR TREATMENT OR (B) PROFESSIONAL FINANCIAL OR INVESTMENT ADVICE OR GUIDANCE, OR (C) PROFESSIONAL LEGAL ADVICE. NEVER DISREGARD OR DELAY SEEKING PROFESSIONAL MEDICAL ADVICE OR OTHER PROFESSIONAL ADVICE BECAUSE OF SOMETHING YOU HAVE READ ON THE WEB SITE OR INFORMATION RECEIVED THROUGH OUR SERVICES. INPSYCHICS IS NOT ENGAGED IN THE PRACTICE OF MEDICINE, LAW, ACCOUNTING, FINANCIAL SERVICES OR ANY SERVICE OTHER THAN THAT PROVIDED THROUGH THIS WEBSITE AND DOES NOT PROVIDE ANY INFORMATION ON THOSE SUBJECTS. ANY DISCUSSION OF MEDICAL, PSYCHOLOGICAL, LEGAL AND/OR FINANCIAL ISSUES IS SPECIFICALLY PROHIBITED UNDER THE TERMS OF SERVICES BY INPSYCHICS.

INPSYCHICS DOES NOT RECOMMEND OR ENDORSE ANY SPECIFIC PRODUCTS, PROCEDURES, TREATMENTS, OPINIONS, OR OTHER INFORMATION THAT MAY BE MENTIONED, DISCUSSED, OR DESCRIBED ON THE INPSYCHICS WEB SITE OR IN INPSYCHICS MATERIALS OR THROUGH OUR SERVICES. INPSYCHICS IS NOT ENGAGED IN THE BUSINSS OF PROVIDING FINANCIAL OR INVESTMENT ADVICE AND ITS EMPLOYEES OR CONTRACTORS ARE NOT REGISTERED ADVISORS. INPSYCHICS IS NOT RESPONSIBLE FOR THE CONTENT OR PRIVACY PRACTICES OF THE NON-INPSYCHICS WEBSITES TO WHICH INPSYCHICS MAY LINK.

YOUR RELIANCE ON THE INFORMATION PROVIDED BY INPSYCHICS, BY AN INPSYCHICS EMPLOYEE OR CONTRACTOR, BY A THIRD-PARTY MODERATOR, BY INPSYCHICS SPONSORS OR BY OTHER USERS OF THE INPSYCHICS WEB SITE OR SERVICES IS SOLELY AT YOUR OWN DISCRETION, AND INPSYCHICS SPECIFICALLY DISCLAIMS ANY AND ALL LIABILTY OR DAMAGES WHICH MAY RESULT THEREFROM . ANY AND ALL ACTIONS OR DECISIONS BASED IN WHOLE OR IN PART UPON INFORMATION PROVIDED BY INPSYCHICS OR ITS SPONSORS OR OTHERWISE ON THE WEB SITE WILL BE YOUR SOLE AND EXCLUSIVE RESPONSIBILITY.

GENERAL DISCLAIMER—USE OF WEBSITE
THE INFORMATION PROVIDED ON, FROM OR THROUGH INPSYCHICS, ITS SERVICES AND THE WEB SITE IS PROVIDED "AS-IS" AND "AS AVAILABLE," AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON- INFRINGEMENT). THE WEB SITE AND RELATED INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. INPSYCHICS AND OUR AFFILIATED PARTIES HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF THE WEB SITE AND SERVICES AND ANY SUCH INFORMATION OR SERVICE. IN PARTICULAR, AND WITHOUT LIMITATION, INPSYCHICS AND OUR AFFILIATED PARTIES ARE NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR ANY OTHER CLAIM OR CAUSE OF ACTION, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE DISCLAIMER OF DAMAGES SET FORTH ABOVE IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN INPSYCHICS AND YOU. THE WEB SITE AND THE INFORMATION AND SERVICES PROVIDED THEREIN WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM INPSYCHICS THROUGH THE WEB SITE OR SERVICES SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THESE TERMS OF USE. INPSYCHICS MAKES NO WARRANTY OR REPRESENTATION THAT AVAILABILITY OR USE OF THE WEB SITE OR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. NEITHER CONNECTMEDIA, LLC., NOR ANY OF ITS AFFILIATES HAS ANY RESPONSIBILITY OR OBLIGATION TO NOTIFY YOU OF YOUR ACCUMULATED CHARGES OR OTHER EXPENSES WITH US. THE AMOUNT OF TIME YOU SPEND WITH THE READERS WILL BE REFLECTED IN YOUR CHARGES AND IS SOLELY AT YOUR OWN ELECTION. CONNECTMEDIA, LLC, DOES NOT MONITOR USAGE PATTERNS AND IS UNDER NO OBLIGATION TO ANY CUSTOMER TO TAKE ANY ACTION OR TO REFRAIN FROM TAKING ANY ACTION WITH RESPECT TO USAGE OF THE WEB SITE OR SERVICES.

Terms of Use:

The use of the INPsychics website and services is governed by these Terms of Use. By using INPsychics, you acknowledge that you have read the Terms of Use and the disclaimers contained herein and that you accept and agree to be bound by the terms thereof. By using the INPsychics website, you accept these Terms of Use. Unless amended or modified, these Terms of Use will remain in effect while you are a User, Subscriber or Member. INPsychics may revise these Terms of Use at any time by updating the website. If you do not agree with these Terms of Use, please do not use the website.

Privacy Policy:

At INPsychics.com, we collect personal information such as your name, email address and contact phone number to facilitate use of our services, including phone, email, and chat readings, horoscopes, astrological, and numerological forecasts. We may also email you to offer promotions for our site. You may opt out of these communications at any time by editing your email preferences. ConnectMedia, llc. does not sell, rent, or trade your personal information with others, except in circumstances where required by law, when cooperating with law enforcement, or when protecting the interests and safety of INPsychics.com or other visitors to the site.

This website uses the Google AdWords remarketing service to advertise on third party websites (including Google) to previous visitors to our site. It could mean that we advertise to previous visitors who haven't completed a task on our site, for example using the contact form to make an enquiry. This could be in the form of an advertisement on the Google search results page, or a site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone's past visits to the InPsychics.com website. Of course, any data collected will be used in accordance with our own privacy policy and Google's privacy policy. You can set preferences for how Google advertises to you using the Google Ad Preferences page, and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.

Payment for Services:

As a valued customer of ConnectMedia, llc., we appreciate your decision to utilize the services available on INPsychics.com. You agree that you are responsible for the charges accumulated for services received, and all charges billed to your account. All Credit Card purchases must be made by the cardholder. ConnectMedia,llc. does not monitor or limit your use of services, and will not notify you, or restrict the amount of time you spend with our readers.

Satisfaction Guarantee

At INPsychics satisfaction is Guaranteed! Although we can't guarantee a psychic's predictions will come true, after all, we do have free will at play in creating our own destiny, but we do guarantee that if you are unhappy with your most recent live psychic reading we will offer a credit to be applied to your IN Psychics Account on your most recent paid live reading. If you are not satisfied with your psychic advisor, we will add $6.00 to your account or the equivalent of 3 minutes of time. INPsychics DOES NOT OFFER CASH REFUNDS. To apply for credit, you must call Customer Service at 1-866-568-6828 or email customerservice@inpsychics.com within 24 hours of your reading in question describing the issue. You must be a member in good standing to receive satisfaction minutes. We reserve the right to refuse a refund. Only genuine issues relating to the quality and satisfaction of the reading at issue will be considered for a credit. Requests for credit are limited to one unsatisfactory paid call per month. Our credit offer is valid once per psychic and will not apply to readings with psychics for which you have previously received a credit.

Registration, Customer Accounts, Use of Site

Before you make any purchases, you must first establish a customer account. You are responsible for maintaining the confidentiality of your customer account information, including your Personal Identification Number (PIN) and for all activity that occurs under your account. You agree to notify INPsychics.com immediately of any unauthorized use of your account or password, or any other breach of security. You may be held liable for losses incurred by INPsychics.com or any other User of the website due to someone else using your PIN or customer account. You may not use anyone else's PIN or customer account at any time. You may not attempt to gain unauthorized access to the website, assist others in making such attempts or distribute instructions, software or tools for that purpose. Should you attempt to do so, your customer account will be terminated. You agree to provide us with accurate, current and complete information about yourself and your billing information as prompted by the registration process. You may update any of your customer account information, designate a different credit card to be billed or change the applicable expiration date on your currently designated credit card, by clicking on the Login button, logging into your account and selecting the appropriate link. You may not use any automatic device, program, algorithm or methodology or any similar or equivalent manual process, to access, acquire, copy, probe, test or monitor any portion of the website or any Content. You may not in any way reproduce or circumvent the navigational structure or presentation of the website or any Content, to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the website. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the website or any of the systems or networks comprising or connected to the website. Please note that INPsychics.com may, in its sole discretion and without prior notice to You, terminate your ability to make purchases for any reason or for no reason. YOU AGREE THAT INPsychics.com WILL NOT BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR TERMINATION OF YOUR ABILITY TO MAKE PURCHASES ON THE WEBSITE OR IN ANY OTHER MANNER.

Inactive Accounts

If your account is terminated, invalid and/or inactive, any and all promotional and/or reward points will be eliminated. If your account is inactive for a period of twelve (12) months, your account may be subject to forfeiture of any unused fund balance and/or promotional or reward points.

Conditions of Sale and Payment Terms

To purchase any goods and/or services on our website, You must be (a) at least eighteen (18) years of age or the applicable state age of majority, whichever is older (b) a natural person (no corporations, partnerships or other legal entities. Prior to the purchase of any services on our website, You must provide us with a valid credit card number and associated payment information including all of the following: (i) your name as it appears on the card, (ii) your credit card number, (iii) the credit card type, (iv) the date of expiration and (v) any activation numbers or codes needed to charge your card. By submitting that information to us, you hereby agree that you authorize us to charge your card at our convenience but within thirty (30) days of credit card authorization. Accounts deemed inactive

Methods of Payment, Credit Card Terms

All payments must be made by VISA/MasterCard, Discover, American Express, or PayPal (each of which may be removed by INPsychics.com in its sole discretion). Unless expressly set forth on the INPsychics.com site, we do not accept any other payment form. If we offer or accept any other form of payment, You hereby agree to all restrictions, terms and conditions associated with such additional form of payment. Your card issuer agreement governs your use of your designated card, and you must refer to that agreement and not this Terms of Use to determine your rights and liabilities as a cardholder. YOU, AND NOT INPsychics.com, ARE RESPONSIBLE FOR PAYING ANY UNAUTHORIZED AMOUNTS BILLED TO YOUR CREDIT CARD BY A THIRD PARTY. You agree to pay all fees and charges incurred in connection with your purchases at the rates in effect when the charges were incurred. Unless you notify INPsychics.com of any discrepancies within thirty (30) days after they first appear on your credit card statement, you agree they will be deemed accepted by You for all purposes. If INPsychics.com does not receive payment from your credit card issuer or its agent, You agree to pay all amounts due upon demand by INPsychics.com or its agents.

Order Acceptance Policy

Your receipt of an electronic or other form of order confirmation does not signify our acceptance of your order, nor does it constitute confirmation of our offer to provide service. INPsychics.com reserves the right at any time after receipt of your order to accept or decline your order for any reason. All payment information must obtain pre-approval with an acceptable method of payment, as established by our credit and fraud avoidance department. We may require additional verifications or information before accepting any purchase.

Modifications to Prices or Billing Terms

INPsychics.com RESERVES THE RIGHT, AT ANY TIME, TO CHANGE ITS PRICES AND BILLING METHODS FOR PRODUCTS OR SERVICES SOLD, EFFECTIVE IMMEDIATELY UPON POSTING ON THE WEBSITE OR BY E-MAIL DELIVERY TO YOU.

Limitation on Liability and Disclaimer of Warranty

Under no circumstances will we be liable to any Subscriber, non-Subscriber, Member or non- Member regarding the use of this Service. Our maximum liability shall be no more than the fee You have paid INPsychics.com, if any.

The User of the website does so at the User's risk. Neither ConnectMedia d/b/a INPsychics nor any of its officers, directors, employees, agents, third-party content providers, merchants, sponsors licensors and/or the like, warrant that any of the websites will be uninterrupted or error-free; nor do they make any warranty as to the results that may be obtained from the use of the website or any future websites developed by ConnectMedia nor, as to the accuracy, reliability, or timeliness of any information content, service, or merchandise provided through the website. We do not guarantee that this site or emails from us will be free of viruses or harmful components. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

Improper Use

You must not use the website for any fraudulent, harassing or offensive or illegal activity. You agree not to engage in any activity that would impair the proper functioning of the website. You must not, and by using the website agree not to, impersonate another person or submit materials that contain viruses or other programming routines or engines intended to damage, interfere with or intercept any system, data or information. We may investigate occurrences that we believe may involve any such activity and cooperate with law enforcement authorities in prosecuting any violations of law.

You agree that the laws of Florida without regard to conflicts of law provisions will govern any dispute regarding these Terms and Conditions.

THE WEBSITE COULD INCLUDE TECHNICAL OR OTHER INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN; THESE CHANGES WILL BE INCORPORATED IN NEW EDITIONS OF THE WEBSITE.

All Rights Reserved

The website and all of its contents are protected by copyright laws and/or trademarks or other laws. No part may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without the written permission of INPsychics.com and/or ConnectMedia, llc.

This Terms & Conditions Agreement constitutes the entire agreement between You and us and governs you use of the Service, superseding any prior agreements between You and us with respect to the Service.

Updated January 1, 2019 :JK